Blog

Half of Parents Are Still Funding Their Adult Kids: Here's What It's Costing Them

Dan Cairo

Wednesday, May 27, 2026

Why Does Graduation Matter to Parents' Finances? Graduation season is one of the most emotionally charged times of the year for families. But beneath the caps, gowns, and celebrations, something happens financially that often goes...

Continuing Care Retirement Communities: What They Cost, How They Work, and When to Start Preparing

Dan Cairo

Wednesday, May 13, 2026

Why Is This Conversation So Important Right Now? The U.S. is in the middle of a sustained demographic shift. More than 61 million adults are aged 65 and older as of 2025, and that number is projected to reach approximately 82 million...

When Should I Start Taking Social Security: 5 Factors to Consider

Dan Cairo

Tuesday, April 14, 2026

Social Security decisions are often framed as a single question: “When should I start drawing benefits?” That question matters, but it can also be limiting. The better question is: how does Social Security fit into my overall...

Teaching Teens and Young Adults Financial Literacy Through Real-Life Decision Making

Dan Cairo

Thursday, April 2, 2026

If you are a parent of a teen or young adult, how do you teach them to make confident money decisions before the stakes are high? Teaching teens and young adults about money is less about formal instruction and more about repeated...

Tax-Advantaged 529 Accounts

Dan Cairo

Wednesday, May 29, 2024

What families need to consider According to the College Board, the most recently published figures of the average annual cost of tuition and fees at a public university for the 2021-2022 school year was $10,740 for in-state students...

Why Students Need Better Protection From Loan Fraud

Dan Cairo

Wednesday, May 22, 2024

A college education can set you up for a lifetime – though it can come with a hefty price tag: Some unfortunate students have gotten both a mountain of debt and an education that falls far short of their expectations. Across the nation...

Assessing Your Retirement Preparedness in the Modern Age

Dan Cairo

Wednesday, May 15, 2024

Did you know, according to CNBC, more Americans are expected to turn 65 through 2027 than at any other time in history? This rapid population increase of older adults is often called the “Silver or Gray Tsunami,” though many new...

What to Do on the Receiving End of a Life Insurance Policy

Dan Cairo

Wednesday, May 8, 2024

Dealing with the death of a loved one is not easy. With it comes many decisions, including how to handle the funds from their life insurance policy. Whether you are the sole recipient of a loved one's policy or only receiving a portion...

Talking to Your Children About Inheritance – Checklist

Dan Cairo

Tuesday, April 23, 2024

Generational wealth involves proactive financial planning, especially when parents or grandparents pass on their wealth to loved ones after they die. Entrusting family members with receiving an inheritance is more than just getting a...

Tips for Younger Investors Buying a First Home

Dan Cairo

Tuesday, April 16, 2024

It’s your journey towards building a foundation for future financial growth For many younger adults, the dream of homeownership is often overshadowed by the looming challenges of student loan debt. The burden of educational expenses...

It’s Not Too Late to Become Financially Literate

Dan Cairo

Tuesday, April 9, 2024

Financial literacy is crucial to a solid financial future and an enjoyable retirement. No matter your age, when you understand how to manage your money and finances, you can make sound financial decisions and take the needed steps...

April is not just about tax season and springtime. Since 2004, April has also been Financial Literacy Month throughout the U.S. Some states also recognize it, such as Arkansas, Oklahoma, Pennsylvania and Texas.

Batter Up! How to Score a Retirement Planning Home Run

Dan Cairo

Tuesday, March 26, 2024

There are two things Americans have always looked forward to: going to the ballpark for the big game and retiring after a fulfilling career. Interestingly, baseball and retirement planning have several aspects in common.   Taking...

Asking for Help Is a Strength, Not a Weakness. Here Are 10 Ways a Financial Professional Can Assist

Dan Cairo

Tuesday, March 19, 2024

Often, there is a misconception that seeking financial help indicates incompetence or lack of financial self-sufficiency. However, seeking help is the exact opposite. High-performing individuals who excel in their respective fields...

Raising Savers: Teaching Your Kids How to Avoid Learning Financial Responsibility the Hard Way

Dan Cairo

Tuesday, March 12, 2024

Who doesn’t remember their first job, receiving your first paycheck, and even applying for and using a credit card for the first time? Access to money provides a sense of freedom and the ability to buy things you want with your...

Women’s History Month: Retirement Focus

Dan Cairo

Tuesday, March 5, 2024

Ten strategies to help you take care of yourself and prepare for retirement Women’s History Month has its origins as a national celebration in 1981 when Congress passed and authorized a resolution and requested the President to...

Tips to Navigating Gen Z’s Economic Challenges

Dan Cairo

Monday, February 26, 2024

Mindfulness and adaptability can position you for long-term confidence As the world evolves, so too do the challenges faced by the younger generations entering the workforce. Over the last year, nearly four in 10 Gen Z individuals have...

Refinancing Your Student Loans the Right Move?

Dan Cairo

Monday, February 19, 2024

Weighing the pros and cons to determine if it makes sense to refinance As the burden of student loans continues to weigh on the shoulders of many, the prospect of refinancing has become increasingly attractive. For some borrowers, it's...

Legacy of Love: 10 Questions to Help Families Prepare for a Wealth Transfer

Dan Cairo

Monday, February 12, 2024

Wealth transfer is more than just a financial transaction; it's an opportunity for families to pass on their values, wisdom, and a legacy of love. Navigating this process requires careful consideration, open communication, and a shared...

Retirement Planning: A Map to Changes in 2024

Dan Cairo

Monday, February 5, 2024

Navigating these demands an adaptable approach to planning your finances As we kick off 2024, the world of retirement planning is undergoing a fairly significant transformation, as tax brackets, retirement contribution limits, estate...

Determining how your income impacts Social Security (SS) taxes is important for tax planning. Factors that determine how much pay SS tax you pay, depending on your circumstances, include: If you have income from working in retirement....

Asset management and financial wellness can help develop long-term confidence when wealth transfers from generation to generation. Understanding and implementing financial wellness techniques is essential for effectively sharing wealth...

As one approaches retirement, monitoring your financial situation by understanding your net worth and assessing the assets and resources needed to maintain a comfortable lifestyle throughout retirement is vital. This article explores...

Getting close to retirement is exciting, but it often brings a little worry about your financial future. The closer you get, the more you may be concerned with the rising living costs and if your finances are on track to allow you to live a

Employing tax-smart retirement withdrawal strategies may help you maximize your retirement nest egg. Here are seven tax-smart retirement withdrawal strategies to help mitigate your tax burden and help you maintain financial confidence...

Financial planning can be very stressful around the holidays. Don't wake up with regret this January. Instead, follow the tips below to be a little nicer to your finances this holiday season. If you have questions, talk to your financial...

Year-end tax planning can help investors manage their overall tax liability while seeking to manage investments for suitable tax outcomes. We explore four key tax planning areas for capital gains: what it is, tax law changes, tax efficiency

If you are in retirement, its important to plan your taxes. From Social Security benefits, to tax minimizing strategies, we have you covered. Read about it here. If you have questions, reach out to your financial advisor.

Financial advisors say that this is the time of year to review your finances and make the necessary changes for the upcoming year. If you have a Trust, we have a checklist for you to make sure that you are fully prepared for 2024.

Time for year-end financial planning for retirees. Here are some tips and tricks if you are a retiree to make sure you are ready for 2024. From tax loss harvesting to your asset allocation to updating your plans, we have it all covered.